Budget Calculator
EcoDweller
Sustainable Budget Calculator
Create eco-friendly, paperless budgets that align with your sustainable financial goals
Create Your Budget
Income Sources
Fixed Expenses
Total Fixed Expenses: $0.00
Variable Expenses
Total Variable Expenses: $0.00
Savings & Investments
Budget Summary
Total Income: $0.00
Total Expenses: $0.00
Total Savings: $0.00
Net Balance: $0.00
50/30/20 Budget Method
This popular budgeting method suggests allocating:
- 50% of after-tax income to Needs (housing, utilities, groceries, transportation, insurance, minimum debt payments)
- 30% to Wants (dining out, entertainment, hobbies, vacations, non-essential purchases)
- 20% to Savings and debt repayment beyond minimums
Needs: 0% of after-tax income
Wants: 0% of after-tax income
Savings/Debt: 0% of after-tax income
Eco-Savings Tips
Reduce Utility Bills
- Switch to LED light bulbs
- Install a programmable thermostat
- Seal windows and doors to prevent drafts
- Use energy-efficient appliances
Sustainable Transportation
- Carpool or use public transit
- Bike or walk for short trips
- Consider an electric or hybrid vehicle
- Maintain your vehicle for optimal fuel efficiency
Green Shopping
- Buy in bulk to reduce packaging waste
- Choose reusable over disposable items
- Shop local to reduce transportation emissions
- Buy second-hand when possible
Sustainable Food Choices
- Plan meals to reduce food waste
- Buy seasonal and local produce
- Reduce meat consumption
- Grow your own herbs and vegetables
`);
printWindow.document.close();
}function formatCategoryName(category) {
const names = {
'salary': 'Salary/Wages (Pre-tax)',
'salary_post': 'Salary/Wages (Post-tax)',
'freelance': 'Freelance/Gig Income',
'rental': 'Rental Income',
'investments': 'Investment Returns',
'social': 'Social Security/Pensions',
'child_support': 'Child Support/Alimony',
'tax_refund': 'Tax Refunds/Credits',
'other': 'Other Income',
'housing': 'Housing (Rent/Mortgage)',
'property_tax': 'Property Taxes',
'home_insurance': 'Home Insurance',
'hoa': 'HOA Fees',
'utilities': 'Utilities',
'car_payment': 'Car Payment',
'car_insurance': 'Car Insurance',
'health_insurance': 'Health Insurance',
'subscriptions': 'Subscriptions',
'debt': 'Debt Payments',
'groceries': 'Groceries',
'dining': 'Dining Out',
'transportation': 'Transportation',
'entertainment': 'Entertainment',
'clothing': 'Clothing',
'healthcare': 'Healthcare',
'personal_care': 'Personal Care',
'education': 'Education',
'childcare': 'Childcare',
'gifts': 'Gifts/Donations',
'travel': 'Travel',
'emergency': 'Emergency Fund',
'retirement': 'Retirement Savings',
'investments': 'Investments',
'education': 'Education Savings',
'vacation': 'Vacation Fund',
'home': 'Home Down Payment'
};
return names[category] || category.replace(/_/g, ' ').replace(/\b\w/g, l => l.toUpperCase());
}function resetForm() {
if (confirm('Are you sure you want to reset the form? All entered data will be lost.')) {
// Set dates to today and end of month
const today = new Date();
document.getElementById('budgetStart').value = today.toISOString().split('T')[0];
const endOfMonth = new Date(today.getFullYear(), today.getMonth() + 1, 0);
document.getElementById('budgetEnd').value = endOfMonth.toISOString().split('T')[0];
document.getElementById('budgetFrequency').value = 'monthly';
document.getElementById('currency').value = 'USD';// Clear income items
const incomeDiv = document.getElementById('incomeItems');
incomeDiv.innerHTML = `
`;
bindIncomeEvents(incomeDiv.querySelector('.item-row'));// Clear fixed expenses
const fixedDiv = document.getElementById('fixedExpenses');
fixedDiv.innerHTML = `
`;
bindFixedExpenseEvents(fixedDiv.querySelector('.item-row'));// Clear variable expenses
const variableDiv = document.getElementById('variableExpenses');
variableDiv.innerHTML = `
`;
bindVariableExpenseEvents(variableDiv.querySelector('.item-row'));// Clear savings items
const savingsDiv = document.getElementById('savingsItems');
savingsDiv.innerHTML = `
`;
bindSavingsEvents(savingsDiv.querySelector('.item-row'));// Clear all error messages
document.querySelectorAll('.error').forEach(el => el.textContent = '');
updateBudget();
}
}function initEventListeners() {
// Date change listeners
document.getElementById('budgetStart').addEventListener('change', function() {
const startDate = new Date(this.value);
const frequency = document.getElementById('budgetFrequency').value;
if (frequency === 'monthly') {
const endOfMonth = new Date(startDate.getFullYear(), startDate.getMonth() + 1, 0);
document.getElementById('budgetEnd').value = endOfMonth.toISOString().split('T')[0];
}
});
document.getElementById('budgetFrequency').addEventListener('change', function() {
const startDate = new Date(document.getElementById('budgetStart').value);
let endDate;
switch(this.value) {
case 'monthly':
endDate = new Date(startDate.getFullYear(), startDate.getMonth() + 1, 0);
break;
case 'biweekly':
endDate = new Date(startDate);
endDate.setDate(endDate.getDate() + 13); // 14 days including start date
break;
case 'weekly':
endDate = new Date(startDate);
endDate.setDate(endDate.getDate() + 6); // 7 days including start date
break;
case 'annual':
endDate = new Date(startDate.getFullYear(), 11, 31); // End of year
break;
default:
return; // Custom - don't auto-set end date
}
document.getElementById('budgetEnd').value = endDate.toISOString().split('T')[0];
});
// Bind events to initial rows
const initialIncomeRow = document.querySelector('#incomeItems .item-row');
if (initialIncomeRow) bindIncomeEvents(initialIncomeRow);
const initialFixedRow = document.querySelector('#fixedExpenses .item-row');
if (initialFixedRow) bindFixedExpenseEvents(initialFixedRow);
const initialVariableRow = document.querySelector('#variableExpenses .item-row');
if (initialVariableRow) bindVariableExpenseEvents(initialVariableRow);
const initialSavingsRow = document.querySelector('#savingsItems .item-row');
if (initialSavingsRow) bindSavingsEvents(initialSavingsRow);
// Currency change listener
document.getElementById('currency').addEventListener('change', updateBudget);
}
